What is a household
Understand the household model, the owner and member roles, and how shared data works.
A household is WonderMoney's multi-user model. One household holds one subscription and one or more people, each with their own login. The data lives in the household, not in any single person's account.
A household is useful when two people want to manage money together: shared bills, joint accounts, or a common view of the household's finances, without paying for two subscriptions.
Roles
Each person in a household has a role:
- Owner — the person who created the household at signup. The owner manages billing, generates invite links, and can remove members.
- Member — a person who joined through an invite link. Members can use the shared data and manage their own private accounts.
The role is set on the join between the user and the household, and is what determines who can manage billing, send invites, or remove members.
Shared data and privacy
Data in the household is scoped to it. Accounts, transactions, categories, goals, budgets, portfolio, cash flow, and net worth all live inside the household, and each member only sees what they are allowed to.
Accounts have their own privacy setting. A shared account is visible to both members; a private account is visible only to the member who owns it. The owner can also configure which recurring series are private. See Account privacy for details.